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Your caravan must have a hitch lock or wheel clamp fitted and working whenever the caravan is unoccupied.
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We understand that your caravan will be stored at the location designated in the policy schedule. You must inform us if you change the agreed place of storage for cover to continue.
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The insured or spouse are covered to tow the caravan and must hold a current and valid UK driving licence.
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The towing vehicle must have in force a current and valid insurance policy covering Road Traffic Act liabilities.
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Your policy automatically includes friends and family using your caravan without you notifying us. However a £200 excess (in total) applies if the caravan is used but not towed (see above) by any person other than the Insured or spouse.
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Cover is suspended for personal effects, luggage, sports equipment, portable audio and visual equipment when your caravan is in the designated place of storage or at your home address or if your caravan is unoccupied for more than 31 days. This exclusion does not include the caravan fixed equipment or caravan accessories and relates only to personal effects as described within the policy wording.
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Weather damage to an awning is covered only if the caravan is occupied at the time of the incident or has not been left unoccupied for a period in excess of 7 days.
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